Trust Services Team

Home State Bank Trust Services is a locally owned and staffed organization. We believe that personal service can only be achieved by making our people accessible to you -- in your community.

Norm Rehme, VP
Trust Officer
Phone: (970) 622-7412

Norm Rehme joined Home State Bank in March 2012. Norm has been in the financial services industry in Northern Colorado for over 30 years and holds the professional designation of Certified Wealth Strategist. He has over 22 years of experience in trust and investment management administration. As a Trust Officer for Home State Bank, he enjoys the close relationships he develops with clients as he assists them with trust, investment, fiduciary and comprehensive wealth management.Norm and his wife are avid ballroom dancers. He is an accomplished portrait and landscape photographer. He is active in the community on various boards, and is spearheading the effort to renovate the Pulliam Community building.

Cindy Kindsfater, VP
Trust Administrative Officer
Phone: (970) 613-2189

Cindy joined Home State Bank in July 2014.  She has over 20 years of hands on trust experience including Trust Operations Manager and has completed Cannon Trust School I.  She has been involved with the American Cancer Society Relay for Life, United Way and is a current board member of Good Samaritan Society Loveland.  Cindy enjoys the relationships that are built with her trust clients, it’s like having an extended family. 

Mary McCambridge, SVP
Community Relations Director
Phone: (970) 622-7198
Mary has 40 years experience in the banking industry, and has been an important and vital part of Home State Bank since November of 1997. One of Mary's biggest passions is Rotary International. She has been a member of the Rotary Club of Loveland since 1993. Mary is actively involved in our community; working with Affordable Housing initiatives of Larimer County, Habitat for Humanity, Partners, Loveland Chamber of Commerce, Leadership Loveland and the Thompson School District. Mary has worked on numerous committees with United Way of Larimer County for over 25 years and was campaign chair in 2008. She currently serves on the Loveland Good Samaritan Advisory Board and the Small Business Development Corporation Board. Mary's husband Jim McCambridge is a professor at Colorado State University in the College of Business. They are blessed with 5 children and 6 grandchildren.

Natalie Miller, VP
Trust Operations Manager
Phone:  (970) 613-2160

Natalie grew up in the Fort Morgan area and began her banking career there in 1981.  She has worked in the trust department of several banks during the past 25 years and enjoys the new and different challenges the trust department offers on a daily basis.  She is a graduate of Cannon Trust School and holds the title of Certified Trust Operations Specialist.  Out of bank hours for Natalie are spent with her husband, two sons, one daughter, a Cocker Spaniel and two cats!  After much questioning, Natalie admits to being a "craftaholic!" 

Carolyn Hoffman
Carolyn Hoffman
Trust Operations Specialist
Phone: (970) 613-2165

Carolyn began working for Home State Bank in May 1989. She has been a teller, Assistant Teller Supervisor and Personal Banker and is currently working in the Trust Services Department. She graduated from Rushville High School in Nebraska and attended Parks School of Business in Denver where she received her degree in accounting. Carolyn enjoys camping with her husband, Ron, and spending time with their three daughters, Kari, Beth, and Jodi and her granddaughter, Kaitlynn.