Deposit Rates

Call (970) 203-6100 or stop by any of one of our convenient locations for additional rate information.

Deposit Account Rates

This Home State Bank Rate Chart contains information about interest rates and annual percentage yields for some of the deposit accounts we offer. These rates are good as of the date of publication and may change without notice. These rates were effective as of the published date of December 14, 2012.

Account
Name
Balance
Tier
Minimum
Opening
Balance
Minimum Balance
to Obtain Annual
Percentage Yield
Interest
Rate
Annual
Percentage
Yield
 
Hometown Rewards Checking
See Tiers Below
$50.00
 
See Tiers Below
See Tiers Below
Balance of
Up to $25,000.01*
$50.00
$79.00
0.60%**
0.60%**
Balance of
 $25,000.00* and Up
$50.00
$25,000.01
0.60% - 0.30%**
0.30%**
If monthly account requirements are not met
All balances*
$50.00
$122.00
0.05%**
0.05%**
Hometown Celebration
N/A
$50.00
$1,000.00
0.05%**
0.05%**
Hometown Savings
N/A
$50.00
$79.00
0.10%**
0.10%**
Health Savings Account
See Tiers Below
$50.00
 
See Tiers Below
See Tiers Below
Balance of
Up to $4,999.99
$50.00
$79.00
0.10%**
0.10%**
Balance of
$5,000.00 to $9,999.99
$50.00
$5,000.00
0.15%**
0.15%**
Balance of
$10,000.00 and Up
$50.00
$10,000.00
0.20%**
0.20%**
IRA - Variable Interest Rate Savings Account
N/A
$50.00
$79.00
0.10%**
0.10%**
Hometown Money Market Account
See Tiers Below
$50.00
 
See Tiers Below
See Tiers Below
Balance of
Up to $9,999.99
$50.00
$79.00
0.10%**
0.10%**
Balance of
$10,000.00 -$49,999.99
$50.00
$10,000.00
0.10%**
0.10%**
Balance of
$50,000.00 - $99,999.99
$50.00
$50,000.00
0.20%**
0.20%**
Balance of
$100,000.00 and Up
$50.00
$100,000.00
0.20%**
0.20%**
Premium Investment Account
N/A
$10,000.00
$40.00
0.25%**
0.25%**

Certificates of Deposit

This Home State Bank Rate Chart contains information about interest rates and annual percentage yields for some of the deposit accounts we offer. These rates are good as of the date of publication and may change without notice. These rates were effective as of the published date of December 14, 2012.

Account
Name
Balance
Tier
Minimum
Opening
Balance
Minimum Balance
to Obtain Annual
Percentage Yield
Interest
Rate
Annual
Percentage
Yield
 
Savers 20/20 Certificate***
20 Month
N/A
$20,000.00
$40.00
0.25%**
0.25%**
           
3 - 5 Month Certificate***
See Tiers Below
   
See Tiers Below
See Tiers Below
Daily Balance of
Up to $9,999.99
$500.00
$500.00
0.05%
0.05%
 
$10,000.00 -$49,999.99
$10,000.00
$10,000.00
0.10%
0.10%
 
$50,000.00 - $99,999.99
$50,000.00
$50,000.00
0.15%
0.15%
 
$100,000.00 and Up
$100,000.00
$100,000.00
0.20%
0.20%
6 Month Certificate***
See Tiers Below
   
See Tiers Below
See Tiers Below
Daily Balance of
Up to $9,999.99
$500.00
$500.00
0.15%
0.15%
 
$10,000.00 -$49,999.99
$10,000.00
$10,000.00
0.20%
0.20%
 
$50,000.00 - $99,999.99
$50,000.00
$50,000.00
0.25%
0.25%
 
$100,000.00 and Up
$100,000.00
$100,000.00
0.30%
0.30%
7 - 11 Month Certificate***
See Tiers Below
   
See Tiers Below
See Tiers Below
Daily Balance of
Up to $9,999.99
$500.00
$500.00
0.15%
0.15%
 
$10,000.00 -$49,999.99
$10,000.00
$10,000.00
0.20%
0.20%
 
$50,000.00 - $99,999.99
$50,000.00
$50,000.00
0.25%
0.25%
 
$100,000.00 and Up
$100,000.00
$100,000.00
0.30%
0.30%
12 - 17 Month Certificate***
See Tiers Below
   
See Tiers Below
See Tiers Below
Daily Balance of
Up to $9,999.99
$500.00
$500.00
0.20%
0.20%
 
$10,000.00 -$49,999.99
$10,000.00
$10,000.00
0.25%
0.25%
 
$50,000.00 - $99,999.99
$50,000.00
$50,000.00
0.30%
0.30%
 
$100,000.00 and Up
$100,000.00
$100,000.00
0.35%
0.35%
18 - 23 Month Certificate***
See Tiers Below
   
See Tiers Below
See Tiers Below
Daily Balance of
Up to $9,999.99
$500.00
$500.00
0.25%
0.25%
 
$10,000.00 -$49,999.99
$10,000.00
$10,000.00
0.30%
0.30%
 
$50,000.00 - $99,999.99
$50,000.00
$50,000.00
0.35%
0.35%
 
$100,000.00 and Up
$100,000.00
$100,000.00
0.40%
0.40%
24 - 35 Month Certificate***
See Tiers Below
   
See Tier Below
See Tiers Below
Daily Balance of
Up to $9,999.99
$500.00
$500.00
0.45%
0.45%
 
$10,000.00 -$49,999.99
$10,000.00
$10,000.00
0.50%
0.50%
 
$50,000.00 - $99,999.99
$50,000.00
$50,000.00
0.55%
0.55%
 
$100,000.00 and Up
$100,000.00
$100,000.00
0.60%
0.60%
36 - 47 Month Certificate***
See Tiers Below
   
See Tiers Below
See Tiers Below
Daily Balance of
Up to $9,999.99
$500.00
$500.00
0.60%
0.60%
 
$10,000.00 -$49,999.99
$10,000.00
$10,000.00
0.65%
0.65%
 
$50,000.00 - $99,999.99
$50,000.00
$50,000.00
0.70%
0.70%
 
$100,000.00 and Up
$100,000.00
$100,000.00
0.75%
0.75%
48 - 59 Month Certificate***
See Tiers Below
   
See Tiers Below
See Tiers Below
Daily Balance of
Up to $9,999.99
$500.00
$500.00
0.65%
0.65%
 
$10,000.00 -$49,999.99
$10,000.00
$10,000.00
0.70%
0.70%
 
$50,000.00 - $99,999.99
$50,000.00
$50,000.00
0.75%
0.75%
 
$100,000.00 and Up
$100,000.00
$100,000.00
0.80%
0.80%
60 + Month Certificate***
See Tiers Below
   
See Tiers Below
See Tiers Below
Daily Balance of
Up to $9,999.99
$500.00
$500.00
0.75%
0.75%
 
$10,000.00 -$49,999.99
$10,000.00
$10,000.00
0.80%
0.80%
 
$50,000.00 - $99,999.99
$50,000.00
$50,000.00
0.85%
0.85%
 
$100,000.00 and Up
$100,000.00
$100,000.00
0.90%
0.91%

 

Hometown Rewards Checking

* 0.60% Annual Percentage Yield (APY) paid on balances up to $25,000.01 and 0.30% APY paid on balances $25,000.01 and up during each Monthly Qualification Cycle (your monthly statement cycle) the Minimum Account Requirements are met. If you do not meet the minimum Account Requirements during the Monthly Qualification Cycle, your account will still function as a free checking account earning 0.05% APY on the full balance, but you will not receive the bonus rates.

Follow this link to view the Minimum Account Requirements that must be met to qualify for the Bonus Rate

Learn how you can qualify

** The interest rate and annual percentage yield may change after account opening

***A penalty may be imposed for early withdrawal

Fees could reduce the earnings on the account.

Interest Rates and Annual Percentage Yields are accurate as of 12/14/12.

For additional information, call (970) 203-6100 or stop by any one of our convenient locations.

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