Personal Check & Credit Cards

Home State Bank Check Card, ATM Card with added features

Are you tired of writing checks? Make the switch to a Home State Bank Check (debit) Card. It looks like a credit card, but works like a check. Each time you use it the funds are automatically withdrawn from your account. Use your Home State Bank Check (debit) Card wherever you see the MasterCard® logo displayed-whether you're shopping in Greeley, Colorado or Grenoble, France. For the benefits* of your Home State Bank MasterCard Check Card Click Here.

Report a lost or stolen Home State Bank Check/ATM Card:

Call (970) 624-8895 between 8:00 AM - 5:00 PM Monday - Friday, 8:00 AM - 12:00 PM Saturday or call

(800)528-2273 after hours.

Click here for locations of Home State Bank owned ATM's.

Home State Bank Credit Cards

What makes our Home State Bank Credit Card special? No cash advance fees. No annual fees. No penalty rates. We offer MasterCard Platinum® cards, with a great package of benefits sure to suit you, all at very competitive rates. Credit qualifications apply.

The monthly periodic rate for all advances obtained using our credit card is 1.08% per month which is a 12.99% ANNUAL PERCENTAGE RATE.  Foreign Transaction Fees of 1.10% of the transaction amount in U.S. dollars may be assessed. 

Report a lost or stolen Home State Bank Credit Card:

Call (800) 422-4757

After hours: (800) 820-8450


If you have a Home State Bank credit card and wish to receive a copy of your current cardholder agreement please contact us.    


* The insurance product or annuity is not a deposit or other obligation of, or guaranteed by, the bank or an affiliate of the bank