Home Mortgage Overview

Home State is a full-service community bank offering a complete selection of fixed-rate mortgage loans and adjustable-rate mortgage loans.

  • First-time home buyer choices including FHA and VA mortgages, with low down payment options and affordable rates and terms
  • Permanent loans to take-out interim financing
  • Jumbo loans
  • Fixed-rate mortgage and Adjustable-rate mortgage options for investment properties
  • Mortgage solutions if you are relocating to our community


Finding a mortgage to match your personal and professional needs doesn’t have to be hard.

Our mortgage advisors include many of the most experienced mortgage professionals in the region. They’ll explain all your options and help you determine exactly what you can comfortably afford.

For home buyers with more complex financial needs, our mortgage advisors can work directly with your financial and tax advisors, and simplify the application process.

We understand all the potential complications associated with business ownership, multiple income streams, and investment plans. With a Home State mortgage advisor, even the most complex home purchases can be smooth and hassle-free.

Note: Loans and available rates are subject to credit approval. Certain conditions and restrictions apply. Availability of products and rates are subject to change.

Check the license status or registration of your mortgage loan originator at http://www.nmlsconsumeraccess.org/.

Contact Home State Bank's mortgage team at mortgageinfo@homestatebank.com today!

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