Premium Investment Account

Ride the tide of rising interest rates.

A Premium Investment Account from Home State Bank lets you enjoy the upside of today's rising interest rates with zero risk. As interest rates go up, so does your Annual Percentage Yield (APY); if rates go down, your principal and earnings are safe. It's like a CD without the limitations. You can make deposits and withdrawals, enjoy a variable rate, and pull your money out if you need it, without waiting for a maturity date. Think of it as safe harbor for your hard-earned money - a great place to let your money grow. 

• 10,000 to open
• Interest paid on all balances  Click here for rates
• No maintenance fees with a balance of $10,000 or more ($20 fee per statement cycle for balances below $10,000)
• Add additional money at any time, in any dollar amount 
• Withdraw funds up to twice per statement cycle at no charge ($20 for each additional withdrawal per statement cycle)  
• Withdrawals may be made by phone, online transfer or in person - no checks or automatic transfers 
• FREE deposit slips