Lending Services

Hometown Business Loans

We know that every business is exceptional. Every business customer deserves special consideration-right here in our local home office.

 

We've become the largest locally owned bank in Larimer County by being flexible, fast and dedicated to the healthy growth of business in our community. Give us a try!

 

Call any one of our branch locations at (970) 203-6100 or stop by one of the convenient locations and discuss your borrowing needs with qualified and respected lenders.

 

Land/Development Loans

• Improved or unimproved land for development or investment.

• Very competitive rates.

• Flexible terms to meet your needs.

 

Construction Loans

• Residential or commercial property.

• Competitive rates and terms.

• Interest-only loans for 6 to 9 months.

• Reduced loan fees if Home State Bank handles your permanent mortgage.

 

Commercial/Agricultural Loans

• A flexible loan that meets your needs for working capital, improvements, etc.

• Revolving lines of credit or fully amortized loans.

• SBA (Small Business Administration) loans

Joe Scherger

Executive Vice President

Chief Credit Officer

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