Business Deposit Rates

Call (970) 203-6100 or stop by any one of our convenient locations for additional rate information.

Deposit Account Rates

This Home State Bank Rate Chart contains information about interest rates and annual percentage yields for some of the deposit accounts we offer. These rates are good as of the date of publication and may change without notice. These rates were effective as of the published date of December 14, 2012.

 

Account
Name
Balance
Tier
Minimum
Opening
Balance
Minimum Balance
to Obtain Annual
Percentage Yield
Interest
Rate
Annual
Percentage
Yield
 
Hometown Business NOW
N/A
$50.00
$122.00
0.05%**
0.05%**
 
 
 
 
 
 
 Hometown Premium Business Checking
See Tiers Below
$50.00  
 
See Tiers Below 
See Tiers Below 
Balance of
up to $9,999.99
$50.00 
 $122.00
0.05%**
0.05%
Balance of
 $10,000 - $49,999.99

$50.00 
 $10,000.00
0.10%**
0.10%
Balance of
 $50,000.00 - $99,999.99

$50.00 
$50,000.00 
 0.15%** 
0.15%
Balance of
$100,000.00 - $249,999.99 

 
$100,000.00 
0.15%**
 0.15%
Balance of
 $250,000.00-$499,999.99
$250,000.00 
$250,000.00 
0.15%**
0.15%
Balance of
$500,000.00 and up
$500,000.00 
$500,000.00 
0.20%**
0.20%
 
 
 
 
 
 
Hometown Premium Non-Profit Checking
See Tiers Below
$50.00
 
See Tiers Below
See Tiers Below
Balance of
      Up to $9,999.99
 $50.00
$122.00
0.05%**
0.05%
Balance of
$10,000.00 - $49,999.99
 $50.00
$10,000.00
0.05%**
0.05%
Balance of
$50,000.00 - $99,999.99 
 $50.00
          $50,000.00          
0.10%**
 0.10% 
Balance of
$ 100,000.00 - $249,000.00
 $50.00
$100,000.00
0.15%**
 0.15% 
Balance of
$250,000.00 and up
 $50.00
$250,000.00
0.20%**
0.20%
 
 
       
 Hometown Money Market
See Tiers Below
$50.00
 
See Tiers Below
See Tiers Below
Balance of
Up to $9,999.99
 $50.00
$79.00 
0.10%**
0.10%**
Balance of
$10,000.00 -$49,999.99
 $50.00
 $10,000.00
0.10%**
0.10%**
Balance of
$50,000.00 - $99,999.99
 $50.00
$50,000.00 
0.20%**
0.20%**
Balance of
$100,000.00 and Up
 $50.00
 $100,000.00
0.20%**
0.20%**
Premium Investment Account
N/A
$10,000.00
$40.00
0.25%**
0.25%**
 

 

Certificates of Deposit

This Home State Bank Rate Chart contains information about interest rates and annual percentage yields on Certificates of Deposit we offer. These rates are good as of the date of publication and may change without notice. These rates were effective as of the published date of December 14, 2012. 

Account
Name
Balance
Tier
Minimum
Opening
Balance
Minimum Balance
to Obtain Annual
Percentage Yield
Interest
Rate
Annual
Percentage
Yield
 
Savers 20/20 Certificate*
20 Month
N/A
$20,000.00
$40.00
0.25%**
0.25%**
           
3 - 5 Month Certificate*
See Tiers Below
   
See Tiers Below
See Tiers Below
Daily Balance of
$500.00 - $9,999.99
$500.00
$500.00
0.05%
0.05%
 
$10,000.00 -$49,999.99
$10,000.00
$10,000.00
0.10%
0.10%
 
$50,000.00 - $99,999.99
$50,000.00
$50,000.00
0.15%
0.15%
 
$100,000.00 and Up
$100,000.00
$100,000.00
0.20%
0.20%
6 Month Certificate*
See Tiers Below
   
See Tiers Below
See Tiers Below
Daily Balance of
Up to $9,999.99
$500.00
$500.00
0.15%
0.15%
 
$10,000.00 -$49,999.99
$10,000.00
$10,000.00
0.20%
0.20%
 
$50,000.00 - $99,999.99
$50,000.00
$50,000.00
0.25%
0.25%
 
$100,000.00 and Up
$100,000.00
$100,000.00
0.30%
0.30%
7 - 11 Month Certificate*
See Tiers Below
   
See Tiers Below
See Tiers Below
Daily Balance of
Up to $9,999.99
$500.00
$500.00
0.15%
0.15%
 
$10,000.00 -$49,999.99
$10,000.00
$10,000.00
0.20%
0.20%
 
$50,000.00 - $99,999.99
$50,000.00
$50,000.00
0.25%
0.25%
 
$100,000.00 and Up
$100,000.00
$100,000.00
0.30%
0.30%
12 - 17 Month Certificate*
See Tiers Below
   
See Tiers Below
See Tiers Below
Daily Balance of
Up to $9,999.99
$500.00
$500.00
0.20%
0.20%
 
$10,000.00 -$49,999.99
$10,000.00
$10,000.00
0.25%
0.25%
 
$50,000.00 - $99,999.99
$50,000.00
$50,000.00
0.30%
0.30%
 
$100,000.00 and Up
$100,000.00
$100,000.00
0.35%
0.35%
18 - 23 Month Certificate*
See Tiers Below
   
See Tiers Below
See Tiers Below
Daily Balance of
Up to $9,999.99
$500.00
$500.00
0.25%
0.25%
 
$10,000.00 -$49,999.99
$10,000.00
$10,000.00
0.30%
0.30%
 
$50,000.00 - $99,999.99
$50,000.00
$50,000.00
0.35%
0.35%
 
$100,000.00 and Up
$100,000.00
$100,000.00
0.40%
0.40%
24 - 35 Month Certificate*
See Tiers Below
   
See Tier Below
See Tiers Below
Daily Balance of
Up to $9,999.99
$500.00
$500.00
0.45%
0.45%
 
$10,000.00 -$49,999.99
$10,000.00
$10,000.00
0.50%
0.50%
 
$50,000.00 - $99,999.99
$50,000.00
$50,000.00
0.55%
0.55%
 
$100,000.00 and Up
$100,000.00
$100,000.00
0.60%
0.60%
36 - 47 Month Certificate*
See Tiers Below
   
See Tiers Below
See Tiers Below
Daily Balance of
Up to $9,999.99
$500.00
$500.00
0.60%
0.60%
 
$10,000.00 -$49,999.99
$10,000.00
$10,000.00
0.65%
0.65%
 
$50,000.00 - $99,999.99
$50,000.00
$50,000.00
0.70%
0.70%
 
$100,000.00 and Up
$100,000.00
$100,000.00
0.75%
0.75%
48 - 59 Month Certificate*
See Tiers Below
   
See Tiers Below
See Tiers Below
Daily Balance of
Up to $9,999.99
$500.00
$500.00
0.65%
0.65%
 
$10,000.00 -$49,999.99
$10,000.00
$10,000.00
0.70%
0.70%
 
$50,000.00 - $99,999.99
$50,000.00
$50,000.00
0.75%
0.75%
 
$100,000.00 and Up
$100,000.00
$100,000.00
0.80%
0.80%
60 + Month Certificate*
See Tiers Below
   
See Tiers Below
See Tiers Below
Daily Balance of
Up to $9,999.99
$500.00
$500.00
0.75%
0.75%
 
$10,000.00 -$49,999.99
$10,000.00
$10,000.00
0.80%
0.80%
 
$50,000.00 - $99,999.99
$50,000.00
$50,000.00
0.85%
0.85%
 
$100,000.00 and Up
$100,000.00
$100,000.00
0.90%
0.91%

 

 

* A penalty may be imposed for early withdrawal
** The interest rate and annual percentage yield may change after account opening 

Fees could reduce the earnings on the account.
Interest Rates and Annual Percentage Yields are accurate as of 12/14/12.
For additional information, call (970) 203-6100 or stop by any one of our convenient locations.

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